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Retirement Planning

Constructing an effective retirement portfolio when you choose to retire, is crucial, and we have extensive expertise in giving advice on selecting or combining the many post-retirement pension products available such as AMRF’s (Approved Minimum Retirement Funds), ARF’s (Approved Retirement Funds), Annuities and PRSA’s (Personal Retirement Savings Accounts)

Legislation is changing in this area all the time and it is a challenge for both advisors and clients to stay abreast of how these changes can impact on retirement planning.

Only recently have we seen standard fund thresholds more than halved, deemed distributions almost doubled and ARFs made available to members of occupational pension schemes, all be it with a very significant guaranteed income requirement.