New research from the Value of Advice 2025 report reveals that people who work with a Financial Broker aren’t just feeling better about their finances—they’re also doing measurably better across Savings, Pensions, and Protection.

It’s no surprise. Most of the focus in financial planning is on saving: how much to put away, what to invest in, when to start. But very little time is spent helping people with the next step actually spending their pension in a way that supports the kind of retirement they’ve envisioned.