The Advice Advantage: How Professional Guidance Boosts Your Financial Wellbeing
The Skill of Spending: Making the Most of Your Pension
Market Volatility: Why Pension Investors Should Stay Calm
Client Case Study: Helping Frank Secure His Retirement
Irish Economic Outlook in 2025 & Trump 2.0
Impact of Trump's Victory: What It Means for the Irish Economy
The Advice Advantage: How Professional Guidance Boosts Your Financial Wellbeing
New research from the Value of Advice 2025 report reveals that people who work with a Financial Broker aren’t just feeling better about their finances—they’re also doing measurably better across Savings, Pensions, and Protection.
The Skill of Spending: Making the Most of Your Pension
It’s no surprise. Most of the focus in financial planning is on saving: how much to put away, what to invest in, when to start. But very little time is spent helping people with the next step actually spending their pension in a way that supports the kind of retirement they’ve envisioned.
Market Volatility: Why Pension Investors Should Stay Calm
While it’s impossible to predict the next twist in global trade or market sentiment, what remains clear is this: reacting to volatility with panic can do more harm than good. The wisest course of action? Stick to your plan, diversify your investments, and focus on your retirement horizon.
Client Case Study: Helping Frank Secure His Retirement
Here, we’ll dissect the elements that contributed to the success of Mr. Flannery’s ARF, providing valuable lessons for individuals aiming to optimise their retirement funds.
Irish Economic Outlook in 2025 & Trump 2.0
One of the core elements of Mr. Trump’s proposed economic policy is a reduction in US corporate tax rates, potentially down to 15%. This change would bring US corporate tax rates into direct competition with Ireland’s, which currently sits at 12.5%.
Impact of Trump’s Victory: What It Means for the Irish Economy
One of the core elements of Mr. Trump’s proposed economic policy is a reduction in US corporate tax rates, potentially down to 15%. This change would bring US corporate tax rates into direct competition with Ireland’s, which currently sits at 12.5%.
Phased Increase to Ireland’s Standard Fund Threshold (SFT) Announced
These updates to the standard fund threshold represent a significant shift in retirement planning. Below, we outline the key aspects of the changes and their potential impact.
Pension & Tax Deadline 2024: Everything You Need to Know
The 2024 pension tax deadline is rapidly approaching, and it is vital for individuals in Ireland to understand their obligations, especially if they plan to benefit from tax relief on pension contributions.
Budget 2025 – An Overview
Budget 2025 is clearly an expansionary one, with significant stimulus injected to help fuel the economy and bolster consumer spending.
Growth vs Value Investing
When it comes to investing, two primary strategies often stand out: growth investing and value investing. Each approach has its own distinct focus and potential rewards.
Active vs. Passive Investing: Which Strategy is Right for You?
Investing can seem complex, especially when deciding between active and passive strategies. Each approach has unique advantages and challenges
Why Investing in Gold is a Wise Choice in Modern Times
Here, we’ll dissect the elements that contributed to the success of Mr. Flannery’s ARF, providing valuable lessons for individuals aiming to optimise their retirement funds.
The Success Story of an Approved Retirement Fund (ARF)
Here, we’ll dissect the elements that contributed to the success of Mr. Flannery’s ARF, providing valuable lessons for individuals aiming to optimise their retirement funds.
Generational Approaches to Retirement: 2023 Insights
According to Standard Life’s 2023 “Bringing Retirement Into Focus” report on retirement in Ireland, there are clear differences in how each generation approaches retirement planning
Understanding Gender Disparities in Retirement Planning
In 2023, women’s preparedness for retirement saw a notable decline compared to 2022. Financial preparedness dropped from 28% to 23%, mental readiness from 55% to 47%, and social preparedness from 48% to 41%
Redudancy & Pensions: What you need to know
In addition to the statutory payment, you may receive an ex-gratia payment based on years of service at the discretion of the employer. If you’re offered this additional payment, you’ll need to understand the tax implications.
How Prepared for Retirement is Munster?
Each year, Standard Life compiles insights from more than 5,600 adults throughout Ireland, combining these viewpoints to better represent retirees
ARF vs Annuity: What’s the difference in these pension options?
Understand the key difference: annuities end with the holder, while ARFs can be inherited tax-free by a surviving spouse. This makes the choice one between guaranteed income and wealth conservation.
Pension Auto Enrolment: What We Know So Far
As we navigate through these Pension changes, new updates have emerged, providing more clarity and some additional considerations for both employers and employees
What are Enhanced Transfer Values in Ireland
Making an informed choice with you pension requires understanding the benefits and drawbacks of your existing scheme.
A Year of Financial Upswing: Reflections on 2023
The final six months of 2023, especially the last two, marked significant increases in both equity and bond markets.
Strategic Tax Planning at Year-End for Directors
SME owners should weigh the tax implications of each profit extraction method. Keeping profits within the company subjects them to Corporation Tax and possible additional surcharges.
Navigating the Intricacies of Wealth
The goal of financial freedom often comes with an ingrained sense of stress and anxiety. This insight from FJ Hanly & Associates highlights the difficulty in transitioning from wealth accumulation to enjoyment and relaxation
Budget 2024: What you need to know
Key Announcements from Ministers Michael McGrath and Paschal Donohoe On Budget Day
HIRING: Client Support Specialist (Graduate)
Join FJ Hanly & Associates, a distinguished Financial Brokerage with over two decades of dedication to providing expert financial advice to a diverse clientele
Planning for your Child’s University Education
Initiating a University Savings Plan can alleviate some of the financial stress associated with funding your child’s university education
Navigating Inheritance Tax in Ireland: Section 72 & 73
Consider this scenario: your children inherit your assets, and even after leveraging available reliefs and exemptions, there’s an outstanding inheritance tax liability of €250,000. There is a solution.
Understanding Bonds: A Comprehensive Guide with Tax Implications
Bonds offer a unique blend of security and returns, making them an essential component of a diversified investment portfolio
Understanding Modern Investing: The Value of Financial Advice
While the world of investment has its complexities, understanding the landscape, being aware of your risk tolerance, and seeking genuine financial advice can pave the way for informed decisions
The Case for Gold: A Safe Haven Amidst Economic Turmoil
Unlike paper currencies, gold maintains its intrinsic value. This is why your financial advisor should recommend gold in most long term investment portfolios.
Broad Market Exposure: The Prudent Approach to Investing
Why if you are seeking diversified market exposure you should consider a range of investment options that offer broad market exposure.
How to have a more Meaningful Retirement According to an All-Ireland Study
Understand your full pensions options as a Director in Ireland.
Pensions & The Irish Aircraft Leasing Industry
Understand your full pensions options as a Director in Ireland.
Executive Pensions vs PRSAs
Understand your full pensions options as a Director in Ireland.
Finance Act 2022 Changes: New Opportunities for Company Directors and Business Owners
Learn your full pensions options as a self-employed individual in Ireland.
Director’s Retirement Funding through PRSAs
Learn your full pensions options as a self-employed individual in Ireland.
Pensions for Self-Employed Individuals: A Comprehensive Guide
Learn your full pensions options as a self-employed individual in Ireland.
How much could you earn from investing? 5 & 7 years Example
Learn how compound interest can help you grow your wealth over time with this guide on investing. Discover the best ways to invest your money, how to maximize returns, and the tax benefits available to high-earning investors in Ireland. Find out the difference between an investment and a pension, the risks associated with investing in stocks and shares, and the long-term benefits of investing. Get started with compound interest today and make the most of your money with the help of a financial advisor
Don’t leave a job without your Pension
Leaving a Job: Your Pension Options If you’re here, it’s likely that, just like many others, you are concerned about the impact of your pension
Think life insurance doesn’t pay out? Think again
Aviva Life & Pensions Ireland DAC, one of the biggest insurers in Ireland announced that their customers received a total payout of €106.5 million for
Inflation Increases: What you can do
How does inflation work? In 1986 The average house price in Ireland was €37,000. Today it is €275,000 – an increase of nearly 600%.